As 2012 comes to an end, it's time to look back over what I accomplished in the year with regards to my real estate investments.
I made a total of 5 hard money loans over the course of the year. Four of those are still active. None were delinquent and none defaulted. The investment in the apartment complex gave me a bit of worry for a couple months, but in the end, it appears to have regained its footing. I did not invest any more money when management made the cash call in February. On the other hand, the property has not been generating any income for me either. Things appear to be heading in the right direction now, after hitting a bottom around mid-year. Right now, I'm getting close to $1,000 a month in passive income. This is purely from my hard money loans. If the apartment complex was paying interest as planned, I'd be well over that figure. When I started this blog seven and a half years ago, getting $1,000 a month in passive income was a goal. I didn't get there as soon or in the way I thought I would. It took longer and I ended up going into hard money investing rather than buying and renting properties, but the end result is the same.
Next year, I plan to continue with the hard money lending. I'll probably increase the funds I am using for that slightly, although I have several personal plans that might eat up my funds instead. The plan for the apartment is to continue to let it run and start looking at selling it towards the end of 2013, so any sale probably won't happen until 2014.
Wednesday, December 19, 2012
Monday, December 17, 2012
Ha ... today is super rainy and dreary and I am just really wishing I could stay home and be lazy and wrap Christmas presents, but unfortunately that is not happening today :(
Too much to do today, and then tonight is my Christmas dinner/Ornament swap with a few of my girlfriends!
Today I am linking up with Sami over at
Sami's Shenanigans for the ...
So here goes my weekend ...
Which was very kid-packed and fun might I add ;)
Our Elf, Mr. Jingles, was up to no good this weekend!
His sister however is the good one :)
He TP'd our Living Room and it was a mess, which he didn't clean up haha
It was funny to see the kid's faces when they woke up and saw what he did! We were a little shocked ;)
Next on the agenda...
We surprised the kids with "Pajama Night" on Saturday and left their PJ's on their beds with a note that said "Meet us in the car" ha and then Chris and I had our pajamas on too, along with Frankie of course, and we had snacks in the car, blankets, and Christmas music playing ... then we drove around and looked at some awesome lights for over two hours ha! It was SO much fun for all of us!
We found lots of Christmas lights and then went to Fire Station for them to run around and play, and then to Orange Leaf for dessert ha!
(Which happened to be packed, and we walked in with our PJ's on lol, oh well!)
Next on the weekend front ...
We got ready and took a few pics ...
Love this picture of Ella & Ava <3
We saw Santa!
Pose 1 ... the smile pose
Pose 2 .. the "I'm thinking of what I want for Christmas" pose
And... Pose 3 .. the Reindeer Ears Pose, lol
It was funny, but they all were so excited and couldn't wait to tell Santa what they wanted, which actually was ALL different from the things they already told us they wanted ...? We were like say what?? I thought you wanted blah blah blah .. "no we changed our minds" ha. Gotta love that.
Looks like Chris will be the one fighting traffic and doing some last minute shopping ;)
(jk babe, I know you're not the shopping pro like me, we will do the "you drop me off at the door and I will run in while you circle the parking lot" number! lol)
WE GOT TO SEE OUR ENGAGEMENT PICTURES!!
The talented Alicia @ Aesthetiica Photography took the most beautiful pictures, more beautiful than I could have imagined!
PS. Be sure to check out her blog, she travels ladies ;)
I know this will be a tease, but because we haven't picked which one we want to use for our
Save the Dates,
I can't share them all yet :(
But these two I have to share ....
I love this one with my love ...
And this one with my other love ... ;)
We should get our disc in the mail this week and once we pick a Save the Date pic, then I will be able to share the rest of them! Can't wait!!! Ahhh!! So exciting!! :)
Ok I am off to do some work and run errands today ...
On Tuesday, December 18th, there will be a blogger day of silence.We will post the button and that's it. Please try to not post anything else that day if possible.
We are also raising money that will go to an organization in the memory of this tragedy. The organization is called The Newtown Family Youth and Family Services. Here is the official description of the support service we are donating to:
"Newtown Youth and Family Services, Inc. is a licensed, non-profit, mental health clinic and youth services bureau dedicated to helping children and families achieve their highest potential. NYFS provides programs, services, activities, counseling, support groups and education throughout the Greater Newtown area.
ANY DONATIONS MADE TO NEWTOWN YOUTH AND FAMILY SERVICES WILL BE DONATED DIRECTLY TO THOSE EFFECTED BY THE SANDY HOOK ELEMENTARY SCHOOL SHOOTING."
Please visit THIS PAGE to make your donation.
We can't imagine how they must be feeling, especially this close to the holidays. We would love for you to spread the word on your own blog, Facebook, Twitter, etc. Let's make a difference and use blogging in a positive way. Thank you in advance for participating.
The Blog World
p.s. If you would like to, copy-paste and repost any part of this, please do. Share on.
Tuesday, December 11, 2012
I have taken a little break the last couple of days just because I've been busy with work ... but today I am taking the day off and catching up on things around the house, wrapping some Christmas presents, etc :)
Does anyone else besides me LOVE to wrap Christmas presents?
I am obsessed!
It's calming kinda and I like to just see the progress made of all the pretty presents under the tree!
I love for everyone to have their OWN wrapping paper ... it's fun and just is exciting to me!
This year for the kiddos (and Chris ha) they will each have their own wrapping paper as usual,
No one will know which paper is theirs until Christmas day!
I love it ... everyone will be dying to know lol a little suspense never hurt anyone ;)
Before I reveal my Christmas Wishlist,
Here is a little of what I was up to the past few days ...
Happy 1st Birthday Mack!
One of my best friends, Kelly, had a super fun and cute 1st birthday party for this sweet baby boy ...
My gifts were a hit ... I got him what any good Aunt would get him ... a grocery buggy and a cleaning set complete with a Swiffer and all hahaha! He loves brooms and vacuums, etc so I thought it would be perfect!
Kelly made cute little gift bags ... had TONS of food and Sesame Street appropriate snacks ;)
Cake time is where the fun began ...
What a good sport his dad is .... wearing a Cookie Monster shirt haha :)
There were a millions babies the same age there!!
Kelly and I came up the cutest little "Favorite" board for some pictures he is having this week ..
How cute is that?
Next up ...
Face timing with my 88 yr old Papaw!
Hahaha I love this ... I will forever keep this picture close to my heart ...
you gotta love technology these days!
He thought this was the craziest thing he had ever seen.
My Papaw is funny, and I mean like "have you in stitches, you can't believe he just said that" FUNNY!
If you are new around here, you can check out some amazing Papaw-isms HERE :)
Enjoy. Ha. Love him.
Yesterday I went to a Realtor lunch for the Young Realtors of the Bluegrass at our local board
and was AMAZED at all the toys we raised for children for Christmas!!
Awesome. No words. So great!
So glad to be a part of a community where all of us Realtors can come together and help others. #Blessed.
Lastly on the home front,
Ella's first Violin Concert
Last night we went to hear her first performance on the violin...
who knew Hot Cross Buns could be so cute?
(Did that just take you back to middle school? It did me ha.)
Love her. She's amazing. That's all :)
She did such a good job, so proud of her! It takes strength to perform in front of a room of people when you're in the 4th grade and she did amazing! <3
Tis' the Season ...
Everyone keeps asking me what I want for Christmas ... my parents, Chris, my brother, ...
which is so sweet and I love them ...
but I honestly have not been able to think of much because I just really don't need anything!
(no I am not running a temperature for those of you who know me well ha)
However, I did come up with a few things once I really put my mind to it ;)
(Didn't take long for me to pop off some things don't worry lol)
Christmas Wishlist 2012
Ho Ho Ho!
1. Gold monogrammed necklace in script with my soon to be NEW INITIALS :)
2. Marley Lilly fleece vest, also with my new initials :)
(you might begin to see a repeating theme here ha)
3. Urban Decay NEW Naked Basics
4. **this is a total splurge if Santa remembers me** Nikon 1 J2 Digital Camera ... obsessed
5. I desperately need a case for my iPhone 5! Preferably monogrammed like my old one, go figure ha.
6. I REALLY want the E-cards desk calendar for 2013, they are hysterical!!
7. Kate Spade "Mrs." earrings ... dying!
8. This will sound super cheesy BUT I really am just looking forward to spending some time with my sweet, handsome
Alrighty, that's it for today!
Still loving all my new followers from Living in Yellow!
We are gearing up for a HUGE giveaway over at Erin's blog next week! Can't wait! I'm trying to drum up what fun things I am going to give away! Any suggestions??
Friday, December 7, 2012
So ok, before I get started on my topics for today ... I want to give a gracious welcome to all my
So glad you're here! Hope you stay a while ;)
I mean, lets be honest, I knew Erin was kind of a big deal in the blogsphere world... but I had no clue she was the "40 new followers in one day from a sponsorship shout out" kinda big deal!
Good grief, girl's got a fan base!!
And I am lovin' it!
So today I was working hard at the office ...
(Pic for all you really visual friends ha!)
And started to feel like there was a brick in my head, then I couldn't swallow ... and got body aches ...
UGH PLEASE NO I CAN'T GET SICK!
So I left my office, and came home, took a 3 hour nap (I do not take naps during the day because I will officially be up all night now) but I def needed it apparently because I didn't blink an eye until Chris woke me up to make sure I was alive lol ... such a sweet fiance ;)
I still feel yucky but hoping tomorrow it will be GONE because I have lots of things to do this weekend, Christmas shopping being one of those things... I am major slacking on the shopping ordeal this year!
Let's talk Christmas Parties ...
I feel like I have been to a million in the last two weeks (4 to be exact, but I mean that's kinda a lot!) ...
This week I had two work related parties ...
Ugly Christmas Sweater Party
Let me prelude by saying I honest to goodness went to all the ugly sweater stores I could think of ..
Walmart, Meijer, JC Penny, Sears AND a childrens store thinking I could squeeze my fat butt into a size 14/16 kids if I found a sweater ugly enough ha ... BUT I had ZERO luck ... NO UGLY SWEATERS!
It was insane.
So I decided, in about the 45 min time frame I had to work with, that I would just make one....
Chris stopped at Goodwill and bought a sweater then I bedazzled it up to match me :)
How do you feel about that beauty?
The tinsel cuffs on the sleeves were my favorite part ... gave it a little something extra if you will ;)
Chris's was pretty good too ... if I do say so myself ;)
We had a lot of fun!
Next night was my office Christmas Party ...
It was at a steakhouse downtown and we had a great time!
My friend/partner Maria ... Love her!!
I will be mentioning her further down in this post because of the most amazing birthday gift she gave me!!
(no clue what the heck is going on with my hair in this picture? crazy!)
My fellow Realtor and friend, Stephanie
who literally no joke spit red wine out of her mouth she laughed so hard and it was the funniest thing I've ever seen ... not so funny that it went all over our friend's husbands white dress shirt :( lol
This is random but how cute is this?
I loved this sooo much! I got it for Chris and put it in his stocking ... then couldn't wait 4 hours and had to tell him there was a surprise in there and to go hang it on the tree haha! I just loved it! <3
We took some family pictures ...
It had been 2 years since we had professional pics taken of the kids and I like to do that for Chris as often as we can and then give them to him for Christmas and to his parents and family ... so this year we did some for a Christmas card and then I had lots of the kids done to give as presents and I have only seen a few...
(waiting on the disc to come soon!!)
BUT THEY ARE ADORABLE ...
Our photographer was awesome!
If you are in the Lexington area I would highly recommend her!
Mary Maldonado Photography ... and Mary is amazing and was so fun with the kids!
They loved her and she made it fun and easy for us all!
Go like her Facebook Page HERE!!
How adorable is this?
and this ....
or this ...
and then there's this one ... I died ... the cutest thing ever!
Looovvveeee this shot!
I am sooo excited to see the rest of them, can't wait to share with everyone too!
But I am saving our Christmas card one for closer to Christmas and once everyone will have gotten their card in the mail ;)
Brace Yourself ... Cute Arm Candy Alert!!
The amazingly sweet and beautiful Maria, who is my buyer's agent on my real estate team ... got me the most amazing birthday gift ever and I am OBSESSED with it!
The Deco Strap Bracelet from Henri Bendel
I love it!
It is so "me" too!
Such a sweet gift and you know she has lived in NYC when she gifts Henri Bendel haha
Maria, thank you for the amazing bracelet which is glued to my child size wrist ha, I love it so much and it was so thoughtful of you! XOXO Now wear yours so we can be twins ha! ;)
Last big news of the day ...
Mr. Jingles brought his cute twin sister to our house this morning
The kids were freaking out!
So surprised! I loved it!
They have named her "Belle" ... to go with Jingles ... as in jingle bell ha get it?
She is so cute is she not?
Her cheeks may or may not resemble Bobbi Brown Shimmer Rose Blush haha and her earrings look a little like Essie nail polish in Haute as Hello ... but hey, who is looking? She looks fresh and pretty from her trip from the North Pole .. and her skirt is super cute too might I add ;)
Well lovelies, that's all she wrote for today ...
I've got to go rest and watch 4 episodes of Law & Order Special Victims Unit since I will be up all night after my day long nap!
Have a great weekend!